:root{--bg: #ffffff;--surface: #ffffff;--ink: #0b1220;--text: #0b1220;--muted: rgba(11, 18, 32, .68);--border: rgba(11, 18, 32, .12);--brand-navy: #0b2a55;--brand-navy-2: #123b74;--brand-gold: #c8a242;--brand-gold-2: #e0c06a;--brand: var(--brand-navy);--brand-2: var(--brand-navy-2);--accent: var(--brand-gold);--shadow: 0 16px 46px rgba(11, 18, 32, .12);--shadow-soft: 0 12px 26px rgba(11, 18, 32, .09);--radius-lg: 18px;--radius-md: 14px;--container: 1120px;--font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Apple Color Emoji", "Segoe UI Emoji"}*{box-sizing:border-box}html,body{height:100%}body{margin:0;font-family:var(--font);color:var(--text);background:var(--bg)}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button{font-family:inherit}.app-shell{min-height:100vh;display:flex;flex-direction:column}.main{flex:1}:root{--left-gutter: 64px;--max-left: 1560px}.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 18px}.container-left{width:100%;max-width:var(--max-left);margin:0;padding-left:var(--left-gutter);padding-right:48px}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-soft)}.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;border:1px solid rgba(11,42,85,.16);background:#c8a2421a;font-size:13px;color:var(--brand-navy)}.h1{font-size:clamp(34px,4vw,54px);line-height:1.06;letter-spacing:-.02em;color:var(--ink);margin:0}.h2{font-size:clamp(24px,2.6vw,34px);line-height:1.1;letter-spacing:-.02em;color:var(--ink);margin:0}.lead{font-size:18px;line-height:1.55;color:#0b1220d1;margin:10px 0 0}.small{font-size:13px;color:var(--muted);line-height:1.5}.hr{height:1px;background:var(--border);border:0;margin:18px 0}.section{padding:70px 0}.hero{padding:56px 0 26px;background:radial-gradient(900px 360px at 15% 15%,rgba(11,42,85,.16),transparent 58%),radial-gradient(720px 340px at 82% 18%,rgba(200,162,66,.16),transparent 58%)}.hero-split{display:grid;grid-template-columns:1fr;gap:18px;align-items:start}.hero-copy{max-width:880px}.hero-aside{display:flex;justify-content:flex-start}@media (min-width: 920px){.hero-split{grid-template-columns:minmax(0,1.25fr) minmax(0,.85fr);gap:56px}}.grid-2{display:grid;gap:18px;grid-template-columns:1fr}@media (min-width: 920px){.grid-2{grid-template-columns:1.15fr .85fr}}.grid-3{display:grid;gap:14px;grid-template-columns:1fr}@media (min-width: 860px){.grid-3{grid-template-columns:repeat(3,1fr)}}.kpi{display:grid;gap:10px;grid-template-columns:1fr}@media (min-width: 700px){.kpi{grid-template-columns:repeat(3,1fr)}}.kpi .item{padding:14px;border-radius:var(--radius-md);border:1px solid var(--border);background:#ffffffbf}@media (max-width: 1200px){:root{--left-gutter: 40px}}@media (max-width: 980px){:root{--left-gutter: 24px}.container-left{max-width:100%;padding-left:24px;padding-right:24px}}.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;z-index:1200}.cookie-banner-inner{max-width:980px;margin:0 auto;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:14px;display:flex;gap:14px;align-items:center;justify-content:space-between;box-shadow:var(--shadow)}.cookie-banner-title{font-weight:950;margin-bottom:4px;color:var(--ink)}.cookie-banner-text{color:var(--muted);font-size:13px;max-width:720px;line-height:1.5}.cookie-banner-actions{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}@media (max-width: 768px){.cookie-banner-inner{flex-direction:column;align-items:stretch}.cookie-banner-actions{width:100%}.cookie-banner-actions a,.cookie-banner-actions button{width:100%;justify-content:center}}.cta-card{background:linear-gradient(135deg,#c8a2422e,#e0c06a2e);border:1px solid rgba(200,162,66,.45);color:var(--brand-navy);cursor:pointer;transition:transform .15s ease,box-shadow .15s ease}.cta-card h3,.cta-card strong{color:var(--brand-navy)}.cta-card p{color:#0b2a55e6}.cta-card:hover{transform:translateY(-2px);box-shadow:0 16px 36px #0b2a552e}